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Roger Eddowes

Essendon Accounts & Tax

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Autumn Budget 2025, Taxes rise as leaves fall gently, Growth is dissapointing
Get our Autumn Budget 2025 summary

The economic backdrop for the Budget is not great. Growth in 2025 has slowed, public borrowing is up, debt-interest costs are high and rising, and there's a massive fiscal blackhole that only seems to be growing. This all mea ...

Companies House fees, Future proofing trust and, Real due diligence
Companies House fees: what's changing from 1st February 2026?

It seems like everyone is putting up their prices, and Companies House is no different. This starts from the 1st of February 2026. The cost of key filings goes up, but I think the added value and protections are worth it ... ...

Chancellor needs to announce, In the budget, plans abound, Economy's fate
What the Chancellor needs to announce in the budget next week

The Chancellor is set to announce the Autumn Budget 2025 next week. What do I feel she needs to announce to make it a credible plan for businesses to see? It should certainly protect investment and avoid blunt tax hikes ... ...

Work life balance, For employees a gift, A productive workforce
How employers can improve work-life balance for their employees

With the state of the economy, everyone is feeling it. That's why our teams must work efficiently and not stress about their lives. Here's how employers can improve work-life balance for their employees with pragmatic, low‑fr ...

Company car brings perks, Taxable benefits abound, Driving with rewards
2025/26 company car taxable benefits: what drivers and employers need to know

What are the company car taxable benefits for 2025/26? Well, with CO2 bands, list price rules, and future rate rises, this is a clear, upbeat take on HMRC changes. Use it to plan your company cars and electric vehicles with c ...

Prepare your tax return, Gather all receipts and forms, A yearly financial task
How AI can help you prepare your tax return this year

AI speeds up data capture and checks, while accountants provide guardrails. Use both to prepare your tax return with fewer errors and less hassle. It's efficient, affordable, and grounded in human oversight ... ...

What the pre-budget speech didn't say, Eager ears await the plans, Taxes rise await
What Reeves' pre-budget speech didn't say and what it could mean for you

I'm uneasy after Reeves' pre-budget speech because tax rises are definitely on the agenda now. So what might change - from Income Tax to frozen thresholds - and why? If you've a payslip or a mortgage, or even just a weekly fo ...

Check simple assessments, Measure your understanding, Path to progress is clear
Why you should check simple assessments for accuracy

Here's why you should check simple assessments and how to do it with confidence. Spot errors, fix them fast, and avoid overpaying. You'll know when to contact HMRC and what to do next ... ...

Autumn Budget 2025, Leaves fall, crunching sound, Economy struggles, hope found
Autumn Budget 2025: levelling the tax playing field for a fairer economy

The Autumn Budget 2025 could rebalance taxes without denting pay packets. If the Chancellor implements sensible reforms, they could raise revenue, boost growth and increase overall business confidence. It's a pragmatic path t ...

HMRC R&D tax relief tool, Unlocking innovation, Rewards for research
How the HMRC R&D tax relief tool can streamline claims

Curious about the HMRC R&D tax relief tool? Here's how it clarifies eligibility, reduces risk, and supports better claims. It's a pragmatic boost for research and development ... ...

Sustainable economic growth, A balance of nature and wealth, A government's gift
Unlocking sustainable economic growth through smarter, steadier government

Here's a clear path to sustainable economic growth: stable rules, simpler taxes, and targeted investment. It shows how government policy can unlock business growth. It's optimistic, practical, and focused on outcomes ... ...

Tax return in hand, Sigh of relief, burden lifted, Spring breeze, new chapter
Do you need to file a self-assessment tax return this year?

Wondering if you need to file a self-assessment tax return for 2024/25? Here's what's changed, who must file, and when to act. Stay ahead, avoid penalties, and keep things simple ... ...

Autumn Budget 2025 , Leaves fall, budgets rise , Economy's dance begins
Why the Autumn Budget 2025 will be the Chancellor's hardest test yet

The Autumn Budget 2025 will need to balance tight fiscal rules with an already weakened economy. Can we expect a clearer tax strategy? Business rates reform? Will there be cautious support for investment? I think it's going t ...

Royal Mint Monopoly, 50p coin shining bright, Rare and prized treasure
Royal Mint Monopoly 50p Coin Marks 90 Years of Family Rivalry

Curious about the Royal Mint Monopoly 50p coin? Here's the story behind the design, the price, and a hidden golden twist. It's a neat nod to a Monopoly milestone ... ...

HMRC using AI, Efficient and precise, Taxes paid on time
What HMRC using AI on social media really means for you

Here's the lowdown on HMRC using AI to review social media in criminal tax probes. It's about more intelligent fraud detection with human oversight, not bots running wild. Taxpayers should receive clearer guidance and fewer e ...

High income child benefit charge, Families feeling the crunch, Sacrifice for all
HICBC: New process for paying the High Income Child Benefit Charge

The High Income Child Benefit Charge can now be paid via PAYE. No more self assessment just for HICBC, if eligible. Here's how the rules, thresholds and practical steps work ... ...

Tax on pensions looms, Golden years now tinged with grey, Savings slowly drained
Understanding Tax On Pensions Without The Jargon

Here's a clear guide to tax on pensions, from allowances to lump sums and tax codes. It also covers savings, dividends, and side income. No fuss, just the essentials ... ...

Can HMRC take money, From your bank account? Yes, but with safeguards!
Can HMRC Take Money From Your Bank Account Without Permission?

Wondering if HMRC can take money from your bank account without permission? Yes - sometimes, under strict rules and safeguards. Here's how it works, what to expect, and how to protect your finances ... ...

Tax resistance strong, Against unjust demands, Revolt in the fight
Tax Resistance Threatens Reeves' Strategy As Patience Wears Thin

Tax resistance is building as households and firms hit their limits. Reeves' strategy risks faltering without a credible quid pro quo. A reset on spending and growth may be unavoidable ... ...

Simple assessment, Payment plans made with ease, Financial relief
Simple Assessment Payment Plans: Apply Online To Spread Your HMRC Tax Bill

Here's how simple assessment payment plans work and who qualifies. Taxpayers can apply online to spread tax bills, with interest still charged. It's quick, practical, and often penalty-friendly ... ...

CPI inflation rise, Prices climb to the skies, Wallets feel the squeeze
CPI inflation rise to 3.8%: what it means for the UK

Here are my thoughts on the CPI inflation rise to 3.8% and why it matters to both business and consumers. Prices are heating up before likely cooling off in a few months. Small firms should prep for volatility and policy shif ...

Autumn Budget 2025, Leaves fall, coffers filled, A balancing act begins
Speculation Over the Autumn Budget 2025: What Might Be Announced?

Here's a quick take on the Autumn Budget 2025. Expect debate over borrowing, tax changes, and what HMRC may tweak, with winners and losers likely. Keep plans flexible while the chancellor weighs government spending needs ... ...

Pension tax relief claim, Evidence now needed, Retirement awaits
Evidence Needed For Every Pension Tax Relief Claim From September 2025

As of 1st of September 2025, every Pension Tax Relief claim now needs evidence and can't be made by phone. Claims must be made online or by post, with self-assessment via the return. Here's what to provide and who can claim, ...

Tax planning should be boring, But a necessary task, Savings and success
The Massive Problem With 'Good In Theory' Tax Planning

In today's blog post, I'll discuss why tax planning should be boring. Innovative tax strategies can backfire, and policy tweaks often hinder growth and savings. Practical, predictable rules will always beat flashy headlines . ...

HMRC targets, Personal expenditure, Inspection awaits
HMRC Targets Personal Expenditure In Business Accounts This Tax Year

HMRC will be targeting personal expenditure in business accounts with a new digital campaign and will make more enquiries. It wants clear, consistent apportionment and strong records. You should review your accounts before su ...

Employer PAYE charges, Tax burden heavy and steep, Employee's sweat paid
Disputed Employer PAYE Charges: Correct Your HMRC Tax Bill

Did you know it's possible to challenge employer PAYE charges, identify payroll mismatches, and correct your HMRC tax bill? My blog post outlines what information to gather and how HMRC will respond to your dispute ... ...

Employee car ownership schemes, A perk for the hard-working team, Roads lead to success
What's Changing For Employee Car Ownership Schemes And Company Vehicle Tax?

HMRC is tightening the rules for employee car ownership schemes from October 2026. It also remains crucial to classify vehicles correctly for tax. This blog post explains both changes and what to do next ... ...

Coins featuring the late Queen, Enter circulation, Honouring her reign
Final Coins Featuring The Late Queen Enter Circulation As New Carolean Era Begins

The final £1 coins featuring our beloved late Queen enter circulation as new King Charles III designs grow in number. Millions are heading for tills, pockets and collections. It's a tangible moment of change in Britain's ever ...

Employment rights bill, Protecting workers' freedom, Fairness for all souls
Employment Rights Bill Roadmap: SSP Changes From April 2026

The Employment Rights Bill roadmap confirms SSP reform from April 2026. If you're an employer, then take a look to see if your policies, budgets and systems align with the new rules. Wider measures will follow through 2026 an ...

Tax return errors, Due to CGT changes, Mistakes lead to interest
How To Avoid Tax Return Errors Due To Mid-Year CGT Changes

Mid-year rate rises have led to tax return errors due to Capital Gains Tax changes. Understand who is affected, what HMRC letters mean, and how to correct returns. Use HMRC's tool and amend your returns promptly to avoid inte ...

UK Millionaires, Leaving for pastures new, Economy shrinks
UK Millionaires: Why the Nation Faces an Exodus like No Other

Latest reports reveal a troubling trend for UK millionaires, with projections indicating around 16,500 will have left the country by the end of 2025. Driven by tax increases and economic stagnation, this raises concerns about ...

Tank the economy, or fuel stability and growth? A Chancellor's conundrum
Is Rachel Reeves Making Decisions That Could Tank the Economy?

Navigating the turbulent waters of Britain's financial landscape, Rachel Reeves must confront some hard truths. Failure to make informed decisions could tank the economy and sacrifice the very economic stability and growth we ...

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