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Roger Eddowes

Essendon Accounts & Tax

Home of the Business Godparent ...

How to identify, Fake invoices hiding lies, Watch for tell-tale signs

How to identify fake invoices and protect your cashflow from fraud

This week's blog post is a guide on how to identify fake invoices. They always show the small clues that catch big scams. I'll cover verification habits, process controls, and what to do if money has already moved. Think practical, calm, and designed for real finance teams ...

To avoid VAT registration, Save time and money, Some small business owners hold back

How UK firms avoid VAT registration by capping growth

Why are many small businesses avoiding VAT registration by deliberately keeping their turnover below the VAT threshold? It's holding the economy b

By Roger Eddowes
On blog.essendonaccounts.co.uk



Overdrawn Director's Loan Account, Numbers in the red, A debt to repay

What's changing with tax on an overdrawn Director's Loan Account in April?

Learn how Section 455 affects overdrawn Director's Loan Accounts from 6th Apr 2026. Find out why timing matters and how it will impact you ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Where is the economy heading? A path uncertain, Towards growth or decline?

Where is the economy heading, and can enterprise change the story?

Where is the economy heading? Uncertainty looms as growth remains sluggish and businesses struggle to plan for the future ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Spring Statement 2026, Forecasting ahead, Buds blossom, fresh beginnings, Economic growth

Download our Spring Statement 2026 summary: the essentials, clearly explained

Download a clear Spring Statement 2026 summary and see what the latest forecasts, tax changes and budget update could mean ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Companies House presenter requirements, Detailed and precise, Delayed until November

Companies House says presenter requirements are now delayed until November

Companies House presenter requirements are now delayed until November 2026, giving firms extra time to prepare for ID checks and ACSP rules ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Record government surplus, Balance sheet in the green, Funds for future growth?

How higher taxes delivered a record government surplus in January

Record government surplus in January driven by higher tax receipts, signaling a strong month for public finances. Dependence on growth remains a f

By Roger Eddowes
On blog.essendonaccounts.co.uk



Duty on electric cars, Eco-friendly drive, Future in motion

What does the duty on electric cars in 2028 mean for drivers?

The duty on electric cars starts in April 2028, using miles driven to calculate what UK motorists owe ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



MTD nudge letters, Guiding us towards success, Gentle reminders

HMRC's final MTD nudge letters: what self-assessment taxpayers should do now

MTD nudge letters being sent by HMRC for 2024/25 returns. Take action if income exceeds £50,000. Confirm status & sign up early. ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Tax year end is near, Papers, forms, and numbers swirl, Taxes planned right

Planning ahead for the 2026 tax year-end: Practical moves for tax payers

Plan for the tax year end on 5th April 2026 with this comprehensive guide. Includes business allowances, dividend changes, ISA tweaks, and property ..

By Roger Eddowes
On blog.essendonaccounts.co.uk



HMRC self assessment tax return deadline, Shoots past, stress builds up, Paperwork chaos

Why the HMRC self-assessment tax return deadline keeps catching people out

About a million people missed the HMRC self-assessment tax return deadline, and the knock-on costs can really add up. My blog post this week walks through why it happens, what HMRC fines can follow, and the smartest next steps ...

Digital pound shines, Secure, swift transactions made, UK's future currency?

Are we heading towards a Digital Pound? The BoE is certainly thinking about it

Discover the potential of a digital pound from the Bank of England. See how it differs from crypto and what the future holds for this currency ....,

By Roger Eddowes
On blog.essendonaccounts.co.uk



Time to help pay your tax bill, A necessary chore, Funds spread out

HMRC's Time to Pay agreements: a simple way to help pay your tax bill

Time to help pay your tax bill with HMRC's Time to Pay arrangements. File early, set up a plan, and watch out for scams. ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Cybersecurity tips, Protecting our digital world, Stay safe, stay aware

Cybersecurity tips for protecting your business, family and personal data

Cyber security tips for everyday use - learn how to spot scams, verify requests, and secure your accounts with simple habits. Stay safe online ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Small businesses drop the, Green agenda, Bills rising, Survival is the goal

Why small businesses are dropping the green agenda as survival pressures rise

Small businesses drop green agenda to survive tight cashflow. How can firms still move towards net-zero targets? Find out here ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Can HMRC take money, From your business bank account?, Fear not, pay on time

Can HMRC take money from your business bank account for unpaid tax?

Can HMRC take money from your business bank account for unpaid tax? Yes, but safeguards apply, and early action can protect cashflow ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Scrapping Directors' Reports, Numbers on a page, Truth lies beneath the clutter

Scrapping Directors' Reports: More companies to become exempt

Scrapping Directors' Reports: Govt's move to simplify annual reporting. More firms qualify for exemption, group accounts cover more ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Employment Rights Act, Protecting workers' rights fair, Justice for all jobs

Employment Rights Act Timeline for Employers: What's Changing in 2026 and 2027

Stay compliant with the Employment Rights Act changes in 2026 and 2027. My practical timeline guides you through the phases for a confident transition

By Roger Eddowes
On blog.essendonaccounts.co.uk



Inheritance Tax reforms, Easing financial burden, Peace of mind for all

Government Makes Further Concessions on Inheritance Tax reforms for Farms and Firms

Inheritance Tax reforms: APR/BPR allowance increases to £2.5m, narrowing impact on biggest estates. Clearer options for planning. ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Business costs are rising, Profits dwindle, But there is some good news

Business costs are rising, yet smarter workers' rights reforms could ease pressure

Business costs are rising, but phased workers’ rights concessions may steady the outlook for firms and staff alike ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Key payroll changes, For 2026 to come, New rules to adapt

Key payroll changes for 2026 every UK employer should plan for now

Key payroll changes for 2026 are mainly about higher wage floors, tighter thresholds and better forward planning. My blog post today walks through what shifts in PAYE, National Insurance, and compliance mean in practice. Consider it a friendly nudge to get your payroll models and processes ready early ...

Predictions for small, Businesses in 2026, Technology reigns

My predictions for small businesses in 2026: tax, tech and growth

Friendly, practical predictions for small businesses in 2026 on tax, hiring, cyber, AI, sustainability and discovery ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



HMRC using AI, Efficient and precise, Taxes paid on time

What HMRC using AI on social media really means for you

What HMRC using AI to scan social media means for tax evasion checks and everyday taxpayers ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Prepare your tax return, Gather all receipts and forms, A yearly financial task

How AI can help you prepare your tax return this year

Discover how AI can help you prepare your tax return more accurately and faster, with the right human oversight for peace of mind ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Merry Christmas bells ring, Joyful carols fill the air, Love and accounting we bring

Merry Christmas 2025 from everyone at Essendon Accounts & Tax

Merry Christmas from Essendon Accounts & Tax! We will be closed from Dec. 24th at 1pm to Jan. 5th at 8am. Enjoy the holidays ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Payrolling of benefits, In kind, a perk for some, A reward for work

Mandatory payrolling of Benefit-In-Kind delayed until 2027

Discover how mandatory payrolling of Benefits-in-Kind from April 2027 will change reporting, NICs, and employer compliance ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Duplicate firms now seen, On Companies House's list, Fraudulent copies

Why duplicate firms are appearing on Companies House

Duplicate firms are appearing on Companies House? Learn why it matters & how to stay ahead. Practical tips for managing duplicate listings ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Income tax administration, A dreaded task each year, But necessary for society's function

Key changes to Income Tax administration, payments and penalties

Income tax administration changes are on the horizon, including new penalties and payment tweaks. Plan ahead to avoid surprises ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Mansion tax looming, Opulent homes in the crosshairs, Wealthy must pay up

How a Mansion Tax could reshape bills for high-value homeowners

Mansion tax announced in Autumn Budget 2025 causing concern for high-value homeowners. Learn how this property tax may affect your finances ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Chancellor saved the economy? A hero in disguise? Maybe, Maybe not

Did the Chancellor just save the economy, or was it just another tax heist?

Did the chancellor saved the economy? A friendly, clear-eyed take on 2025 tax hikes, growth bets, and the UK’s economic outlook ...

By Roger Eddowes
On blog.essendonaccounts.co.uk



Investment income, Grows with each passing moment, Taxes rising now

What the Autumn Budget 2025 means for anyone earning investment income

The Autumn Budget 2025 didn't exactly deliver fireworks, unless you count the quiet hiss of millions of savers and small shareholders realising their tax bills are about to get a little heavier. For years, investment income such as dividends, interest and property rent has been treated more gently than wages ...

© 2026 by Roger Eddowes

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