+44 (0) 1908 774320
   
Roger Eddowes

Essendon Accounts & Tax

Home of the Business Godparent ...

Speculation Over the Autumn Budget 2025: What Might Be Announced?

Roger Eddowes

CREATED BY ROGER EDDOWES

Published: 15/09/2025 @ 09:00AM

#AutumnBudget2025 #UKTax #PublicFinances #HMRC #BusinessPlanning #GovernmentSpending

Here's a quick take on the Autumn Budget 2025. Expect debate over borrowing, tax changes, and what HMRC may tweak, with winners and losers likely. Keep plans flexible while the chancellor weighs government spending needs ...

Autumn Budget 2025, Leaves fall, coffers filled, A balancing act begins

Autumn Budget 2025, Leaves fall, coffers filled, A balancing act begins

The conversation has shifted from summer holidays to spreadsheets as attention turns to the Autumn Budget 2025, with rumours already circling about where the revenue-raising axe might fall and who could benefit from restraint.

The calendar adds drama, with 26 November locked in and an unusually long runway for punditry, lobbying and counter-briefing as the chancellor weighs competing priorities and the knock-on effects for business planning across sectors.

The current public finances set the tone!

With a reported £50 billion gap, higher borrowing costs than we've seen since the 1990s, and debt interest nudging above £100 billion a year - close to a tenth of the budget - the choices around government spending in the Autumn Budget 2025 are being sharpened.

Landlords may be in the crosshairs if National Insurance is widened to rental income, a move floated to raise in the region of £2 billion; HMRC would need to map collection mechanics carefully, and any such tax changes could ripple into rents and yields.

Pensions are another talking point, with suggestions of trimming the tax-free lump sum cap, currently a quarter of the pot up to £268,275, drawing criticism from those arguing it penalises long-term savers and complicates retirement decisions just as planning horizons tighten ahead of the Autumn Budget 2025.

Motorists are braced for clarity on fuel duty, with the long freeze and the 5p cut - set to end in March - costing several billion this year; lifting the freeze might boost revenue, but risks pushing pump prices and inflation higher, as earlier OBR analysis cautioned, making these tax changes politically delicate.

Inheritance Tax could also see tightening around lifetime gifts, with the seven-year rule and tapered relief under scrutiny, nudging families to revisit wealth transfer plans and consider timing, documentation and contingencies before the budget arrives.

Markets and data may yet sway decisions!

While the chancellor might prefer a helpful set of indicators, recent months have shown how quickly the numbers can shift; prudent business planning now means scenario testing, keeping cash flow flexible, and tracking HMRC guidance as it emerges.

The wait until the 26th of November ensures the rumour mill will keep turning, but the only certainty is that tax changes will be judged against the need to sustain public services and manage government spending.

All eyes will stay fixed on the Autumn Budget 2025 for the final word.

Until next time ...


ROGER EDDOWES
Join our mailing list! Click here and be one of the first to know when we publish a new blog post!


Would you like to know more?

If anything I've written in my blog post resonates with you and you'd like to discover more of my thoughts about Autumn Budget 2025 and what might be announced, then do call me on 01908 774320 and let's see how I can help you.

Don't forget to stay updated with our daily social media posts on Facebook.

Share the blog love ...

Share this to FacebookBuffer
Share this to FacebookFacebook
Share this to TwitterTwitter
Share this to Linkedin (popup window)Linkedin
Share this to Pinterest (popup window)Pinterest
Share this to WhatsApp (popup window)WhatsApp

#AutumnBudget2025 #UKTax #PublicFinances #HMRC #BusinessPlanning #GovernmentSpending

About Roger Eddowes ...

Roger Eddowes 

Roger trained at Edward Thomas Peirson & Sons in Market Harborough before working at Hartwell & Co, followed by Chancery, as a partner. He started Essendon Accounts and Tax with Helen Beaumont in 2014 as a general practitioner with a hands-on approach.

Roger loves getting his hands dirty, working with emerging, small-to-medium and family businesses to ensure they receive the best possible accountancy advice. Roger utilises an extensive network of business contacts to leverage the best guidance and practical solutions.

More blog posts for you to enjoy ...

Click here to view this blog post


How the HMRC R&D tax relief tool can streamline claims

Curious about the HMRC R&D tax relief tool? Here's how it clarifies eligibility, reduces risk, and supports better claims. It's a pragmatic boost for research and development ......

Click here to view this blog post


Unlocking sustainable economic growth through smarter, steadier government

Here's a clear path to sustainable economic growth: stable rules, simpler taxes, and targeted investment. It shows how government policy can unlock business growth. It's optimistic, practical, and focused on outcomes ......

Click here to view this blog post


Do you need to file a self-assessment tax return this year?

Wondering if you need to file a self-assessment tax return for 2024/25? Here's what's changed, who must file, and when to act. Stay ahead, avoid penalties, and keep things simple ......

Click here to view this blog post


Why the Autumn Budget 2025 will be the Chancellor's hardest test yet

The Autumn Budget 2025 will need to balance tight fiscal rules with an already weakened economy. Can we expect a clearer tax strategy? Business rates reform? Will there be cautious support for investment? I think it's going t...

Click here to view this blog post


Royal Mint Monopoly 50p Coin Marks 90 Years of Family Rivalry

Curious about the Royal Mint Monopoly 50p coin? Here's the story behind the design, the price, and a hidden golden twist. It's a neat nod to a Monopoly milestone ......

Click here to view this blog post


What HMRC using AI on social media really means for you

Here's the lowdown on HMRC using AI to review social media in criminal tax probes. It's about more intelligent fraud detection with human oversight, not bots running wild. Taxpayers should receive clearer guidance and fewer e...

Click here to view this blog post


HICBC: New process for paying the High Income Child Benefit Charge

The High Income Child Benefit Charge can now be paid via PAYE. No more self assessment just for HICBC, if eligible. Here's how the rules, thresholds and practical steps work ......

Click here to view this blog post


Understanding Tax On Pensions Without The Jargon

Here's a clear guide to tax on pensions, from allowances to lump sums and tax codes. It also covers savings, dividends, and side income. No fuss, just the essentials ......

Other bloggers you may like ...

Click here to view this blog post


Blogging: Why You're Not Doing It And How sBlogIt! Can Do It For You Instead

Posted by Steffi Lewis on https://www.sblogit.com

Blogging is a missed opportunity for many small business owners. You may worry you lack the time or expertise to do it effectively. With sBlogIt!, the ...

Click here to view this blog post


Building Your Bookkeeping Business

Posted by Alison Mead on https://blog.siliconbullet.com

The usual question I see asked in bookkeeping groups and forums is, where can I find customers, or how can I get experience now that I have passed my ...

Click here to view this blog post


Why serviced accommodation in Milton Keynes beats traditional hotel stays

Posted by Emily Freeman on https://blog.shortstay-mk.co.uk

Here's why serviced accommodation in Milton Keynes is a smarter choice than a hotel. Expect more space, better Wi‑Fi, and the freedom to live on your ...

Click here to view this blog post


Practical ways to overcome imposter syndrome at work

Posted by Dave Cordle on https://blog.davecordle.co.uk

Here's how to overcome imposter syndrome at work with clear, practical steps. You'll reframe self-doubt, track wins, and seek proper support. It's a c ...

Click here to discover sBlogIt! The done-for-you blogging service